I am a Visiting Assistant Professor at Colorado College. I received my Ph.D. in Economics from the University of Delaware. My research interests are in the fields of Household Finance, Housing Policy, Mortgage Markets and Labor Economics.

I study how borrowers respond strategically to changes in mortgage market policy. My research leverages granular loan-level data to shed light on how housing finance policy shapes borrower behavior, market efficiency, and risk-sharing between borrowers, lenders and government . I aim to contribute to ongoing policy debates about how to design mortgage market interventions that balance risk management with equitable access for vulnerable households.

My expertise spans causal inference, statistical modeling,and policy analysis, coupled with an extensive experience of teaching Economics at various levels, accross multiple institutions.